Personal finance

Deed
June 04, 2019 - 10:39 am
My partner had a goal: He wanted to be a homeowner by 30. A natural at saving, he built up a down payment throughout his mid-20s. I, on the other hand, always struggled to save. That put us in very different financial positions when it came time to buy a house. We were committed to sharing the road...
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USA Today
April 18, 2019 - 12:03 pm
NEW YORK (AP) — Amazon and Walmart on Thursday are kicking off a two-year pilot established by the government to allow low-income shoppers on government food assistance in New York to shop and pay for their groceries online. ShopRite will join the retailers early next week, said the U.S. Department...
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FILE- In this May 17, 2018, file photo, new graduates line up before the start of the Bergen Community College commencement at MetLife Stadium in East Rutherford, N.J. In high school, students hear that they should earn a college degree to have a well-paying, successful career. But student debt isn’t good when your degree doesn’t lead to a job that earns enough to repay it. (AP Photo/Seth Wenig, File)
March 14, 2019 - 10:03 am
Students take on college debt with the best of intentions. They've been told that a college degree is a ticket to success. That they should pursue their dreams. That student debt is good debt. But how do smart students wind up with debt they can't repay? Here are three reasons, plus ways to avoid...
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FILE - This July 24, 2018, file photo shows a portion of the 1040 U.S. Individual Income Tax Return form for 2018 in New York. If you’ve lost or never received your W-2, old tax returns, 1099s or 1098s to complete your tax return, there are a few things you can do to get back on track and give yourself more time. (AP Photo/Mark Lennihan, File)
March 08, 2019 - 10:24 am
Lost or missing documents can turn tax season into a giant headache, but they don't have to stall you for long. Here are some common tax necessities that might go missing — and what a tax pro says you can do if they give you the slip. LOST: YOUR W-2 What to do: Go to HR or your payroll department...
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FILE - In this June 15, 2018, file photo a canning jar filled with currency sits on a shelf in East Derry, N.H. An emergency fund doesn’t have to be wishful thinking when you’re building your financial life. Start small to build a habit, use windfalls to kick-start your fund and have a plan for irregular expenses. (AP Photo/Charles Krupa, File)
February 27, 2019 - 7:00 am
Let's be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment. Some weeks, it can feel like you barely have enough money to get by, let alone put some away for a rainy day. But that cash stash...
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A pedestrian passes Valentine's day stuffed animals for sale ahead of the holiday in Philadelphia, Wednesday, Feb. 13, 2019. The Federal Trade Commission announced this week that romance-related scams have surged recently and generated more losses than any other consumer fraud reported to the agency last year. (AP Photo/Matt Rourke)
February 13, 2019 - 3:08 pm
Is it love? Maybe not. The FTC announced this week that romance-related scams have surged recently and generated more losses than any other consumer fraud reported to the agency last year. The number of these romance scams reported to the agency jumped from 8,500 in 2015 to more than 21,000 in 2018...
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FILE- In this June 15, 2018, file photo, twenty dollar bills are counted in North Andover, Mass. Default on your federal student loans and the government can take up to 15 percent of each paycheck to satisfy your debt. The Education Department can also withhold federal benefits like tax returns and Social Security payments. Garnishment is an effective tool to recoup unpaid loans, private collection agencies enlisted by the Education Department took in over $841.6 million via wage garnishment in the 2018 fiscal year, but it inflicts serious financial strain on borrowers who are already struggling. (AP Photo/Elise Amendola, File)
February 05, 2019 - 8:14 am
There's a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn't talked about at dinner tables, on social media or in think pieces about student loans. The taboo topic is wage garnishment and it works like this: Default on your federal student loans and...
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November 30, 2018 - 3:10 pm
NEW YORK (AP) — Microsoft has surpassed Apple as the world's most valuable publicly traded company. As other tech giants stumble, Microsoft's steady resilience is paying off. Under CEO Satya Nadella, Microsoft has found stability by moving away from its flagship Windows operating system and...
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FILE- In this May 7, 2018, file photo Microsoft CEO Satya Nadella looks on during a video as he delivers the keynote address at Build, the company's annual conference for software developers in Seattle. Microsoft is threatening to overtake Apple as the world’s most valuable publicly traded company. The market closed Tuesday, Nov. 27, with Microsoft just behind Apple. (AP Photo/Elaine Thompson, File)
November 27, 2018 - 3:27 pm
Wall Street investors are enamored with a newly emergent tech company. It has nothing to do with posting selfies or finding a soul mate. The company is instead making billions of dollars selling cloud-computing and other technical services to offices around the world. Say hello to Microsoft, the...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
September 24, 2018 - 9:46 am
Creating an estate plan is a gift to the people you leave behind. By expressing your wishes, you're trying to guide your loved ones at a difficult, emotional time. All too often, though, well-meaning people do things destined to create discord, rancor and resentment among their heirs. What looks...
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